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Showing posts from June, 2021

Options for Taking Care of Elderly Parents at Home

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  You don’t want your aging parents to live in a nursing home. These are expensive, and your parents are in fair health and would prefer to stay in the comfort of their home. Get support, be creative, and you can make elderly home care in Massachusetts happen.   Consider these possibilities for care at home :   Share Duties & Costs Taking care of your parents may be too costly and time-consuming for one individual. Many families have chosen to share the duties and expenses, such as contributing two days a week of care and/or a regular sum of money each month.   Opt for Adult Day Care Many communities have adult day care facilities. These are places where your favorite senior can stay for a couple of hours or an entire day with attendants on hand. This gives the caretaker a break and reduces the cost.   Care Some of the Time You may be able to make use of home care for a limited amount of time — a couple of hours a day or a couple of days a week. This would am

Public & Private Sources to Pay for an In-Home Caregiver

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Look to public and private sources to provide payment for an in-home caregiver in Massachusetts . Depending on your aging loved one’s finances, the money may come from one or the other source, or a combination of both.   However, we recommend starting the process by consulting with a financial planner. This professional is skilled and experienced in looking at the costs and coming up with a sound plan.   Public Benefits Medicaid – The federal and state government funds the public health insurance program that assists families and individuals with low incomes. Cash & Counseling – Senior citizens, 65 and older, may qualify for funding if they live in an area that offers this program. PACE – Those aged 55 and older may qualify for this Medicare and Medicaid program. Veterans Benefits – The Department of Veterans Affairs may pay benefits to discharged veterans in good standing.   Private Insurance Your elderly parent may have long-term care insurance to pay for al